At the counter✦
The terminal does the talking.
A clear amount, familiar tap moment, and decisive confirmation keep staff focused on the customer instead of explaining the machine.
Make every tap feel effortless.
Get startedSignal first✦
Busy venues are hostile to payment hardware. Zahlo is designed around the boring but valuable part: staying connected when the queue cannot wait.
Hardware sits inside the commercial model, not as a surprise line item.
Live payment states✦
Staff can see what happened without reconstructing the sale from paper receipts, terminal menus, or vague bank references.
After the tap
↗Find the payment while the memory is still fresh.
Compare the cost of taking payments at the counter.
| Cost | zahlo.Starts at 1% | SumUpStandard plan | FlatpayTerminal offer |
|---|---|---|---|
| In-person transaction fee | Starting from 1%+ €0.05 per successful payment | 1.39%Standard pay-as-you-go rate | Up to 1.39%Final rate is offered for the business |
| Terminal cost | Included€0 hardware fee | €200+Flagship terminal, excluding VAT | IncludedSubject to the required turnover |
| Monthly plan fee | €0No paid rate plan required | €0 standardOptional €19 plan for selected lower rates | €0 listedLow-volume terms can still apply |
| Minimum monthly turnover | NoneNo minimum-volume requirement in published pricing | NoneOn the standard pay-as-you-go plan | Typically €2,000Per month, per device |
| Low-volume fee | NoneNo low-volume fee in published pricing | NoneNo minimum-turnover fee on standard pricing | €50 may applyWhen the required monthly turnover is missed |
Choose a provider to compare every cost.
- In-person transaction fee
- Starting from 1%+ €0.05 per successful payment
- Terminal cost
- Included€0 hardware fee
- Monthly plan fee
- €0No paid rate plan required
- Minimum monthly turnover
- NoneNo minimum-volume requirement in published pricing
- Low-volume fee
- NoneNo low-volume fee in published pricing
Competitor prices checked 30 July 2026. Prices and eligibility can change; VAT may apply to hardware.
Zahlo In-Person Payments
Put a better payment moment on every counter.
Tell us where your team takes payments. We will help shape the right terminal and companion setup for the way your business actually works.
The product, in one minute
A dependable card machine and companion app built to keep payments moving—even when the counter is busy and connectivity is difficult.
- At the counter
- Take contactless cards, chip payments, Apple Pay, and Google Pay through a familiar flow.
- Designed for signal
- Resilient connectivity helps the terminal stay useful in demanding merchant environments.
- One business view
- Keep physical transactions alongside the rest of your Zahlo payment activity.
Why it matters
Built around the moment money changes hands.
01 · The customer moment
An amount they can read. A tap they already understand.
In-person payment works best when nothing needs explaining. The amount stays prominent, the interaction feels familiar, and confirmation is immediate and decisive.
- Contactless card and wallet acceptance
- Clear prompts and confirmation
- A fast route through busy service moments
02 · Connection that holds up
A card machine should not become the weakest signal in the room.
Zahlo is designed around dependable connectivity so merchants can keep accepting payments in real operating conditions—not only in a perfect showroom demonstration.
- Resilient connection strategy
- Readable state when a payment is processing
- Clear recovery when attention is required
03 · After the tap
The transaction stays visible after the customer walks away.
The companion experience keeps the amount, method, status, and confirmation available to your team, so a physical sale remains part of the same operational story.
- Searchable payment activity
- Online and in-person context together
- A clearer route for follow-up and reconciliation
What your team gets
A payment product should make the operation clearer, too.
Terminal and app
Use the hardware for the customer interaction and the app for operational visibility.
Consistent status
Give staff a clear answer when a payment succeeds, fails, or needs attention.
Joined-up reporting
Understand counter payments alongside the rest of the business.
From intent to confirmation
One composed payment journey.
- 01Enter
Staff confirms the amount in the Zahlo experience.
- 02Present
The terminal shows a clear customer-facing total.
- 03Pay
The customer taps, inserts, or uses a mobile wallet.
- 04Confirm
Both sides see the result and the transaction is recorded.
Make it yours
Bring every counter into Zahlo.
Talk to us about In-Person Payments.